Just Catastrophic Please
Published on: 01/02/2026
As an insurance agent who specializes in investment properties, I hear this phrase all the time: “I just want catastrophic coverage.”
NewsletterGila Insurance
As an insurance agent who specializes in investment properties, I hear this phrase all the time: “I just want catastrophic coverage.”
Real estate investing in Arizona is a high-stakes game of strategy and grit.
In Arizona, we are generally buffered from many natural disasters. While we do experience the occasional wind or hail storm, and flooding from fierce monsoon rains can occur, our greatest ongoing risk is wildfire.
“My insurance rates go up every year” is a common comment I hear as I meet with people at our monthly meetings. While this might sound like music to the ears of an insurance agent trying to get your business, it’s a bit more complex than you might think.