Prime Lending

Random Things to Know in Lending

2020-05-11T21:58:23-07:00April 11th, 2019|Prime Lending|

Reasons to Refinance Seemingly every day I encounter someone who should take a serious look at refinancing their mortgage but does not pursue one. The primary reason is that they do not know that they should or how to review their mortgage. To help you determine if a mortgage review and possible refinance is the [...]

Random Things to Know in Lending

2020-05-08T20:59:26-07:00March 8th, 2019|Prime Lending|

Earnest Money Once a buyer and seller come to an agreement and are in contract, the next step is to deliver earnest money to the title company. While this seems simple enough, there are numerous things that need to be avoided or they could cause issues down the road. Below are helpful “Do’s and Do [...]

Important Topics and Tips in Lending

2020-05-08T20:45:53-07:00February 8th, 2019|Prime Lending|

As we close the books on 2018, there are numerous factors in the real estate that are causing people to balk at purchasing a home. Whether it is the steady increase in mortgage rates, or fear of a depreciation in housing prices rivaling the Great Recession, it’s important to keep an eye on the market [...]

Important Topics and Tips in Lending

2020-05-08T19:30:11-07:00January 8th, 2019|Prime Lending|

Like always, we are seeing constant changes in our world of real estate.  Whether it be lending, buying, renting, investing, flipping etc., there will always be something changing (sometimes for the better, and sometimes for worse). I wanted to touch on different topics this month that may apply to any given person. Here are three [...]

Income and Loans?

2020-05-18T15:48:27-07:00December 18th, 2018|Prime Lending|

Happy (belated) No Shave November everyone! For the gentleman of AZREIA, I hope your beards grew to enormous lengths. Interests rates are still on the rise with another hike rumored to come sometime in August. Even though rates are on the rise, we must remember historically these are not high interest rates at all. The [...]

What Exactly Are Closing Costs?

2020-05-18T15:40:37-07:00November 18th, 2018|Prime Lending|

The market has become very competitive with many new loan officers and real estate agents jumping in the game. My information may not be completely accurate, but in a recent conversation, it was said the number of agents registered in Arizona has jumped from around 50,000 to 90,000 in just a few years. I’m sure [...]