Gila Insurance Group: Protect. Save. Serve.

By Derek Kartchner | Gila Insurance

Real estate investing in Arizona is a high-stakes game of strategy and grit. Our market is wild—at times soaring, and at others, faltering. AZREIA gives you the tools to understand the market and the strategy to pursue; Gila Insurance Group protects you as you navigate your investor journey. Whether you are scaling a portfolio of single-family rentals or navigating your first fix-and-flip, the quality of your team determines your success. At Gila Insurance Group, we don’t just provide policies; we are active investors who understand the "Investor Life."

As a proud supporter of AZREIA, we have built our agency around three core pillars designed specifically for the Arizona investor: Protect, Save, and Serve.

Protect: Guarding Your Portfolio

In the world of real estate, you are a target for lawsuits and unforeseen disasters. Standard "one-size-fits-all" insurance often leaves gaps in liability and personal injury coverage that can sink a business. As an investor, you are a business owner, and you should think like one. How are you protecting your business? Too often, investors seek the cheapest rate possible, only to be stuck with large, uncovered claims that derail business plans and profits.

Gila Insurance specializes in the niches that "big-box" carriers avoid or treat as secondary products: rental properties, short-term rentals (Airbnb/VRBO), manufactured homes, and vacant rehab projects. We have been attending AZREIA events since 2014; we have seen different investing strategies discussed, implemented, and succeed. Having protected all sorts of investment models, we are ready to help you on your journey.

Save: Maximizing Your Cash Flow

We know that every dollar spent on insurance is a dollar taken away from your ROI. As an independent broker, we don’t work for an insurance company—we work for you. We shop your coverage across different top-tier carriers to find the most competitive pricing in the market.

Our commitment to saving you money doesn't end at the closing table. We utilize advanced technology to monitor your rates year-over-year. If your premium spikes at renewal, our system flags it, and our team will review to ensure that you have the best price available.

Serve: The Heart of an Educator

We believe the best risk management tool is education. Because we own rental properties ourselves, we’ve dealt with the "crazy tenants," the evictions, and the repair headaches. Ask me about my fourplex in Tucson—it was a nightmare! But we have also had rental properties that worked out beautifully. We approach every AZREIA member with the heart of an educator, helping you understand exactly what you are buying so you can make informed decisions for your business. From our online quote tools to our local, responsive team in the Gila Valley, we prioritize your convenience and peace of mind.

Ready to see how much you can save? Visit GilaInsurance.com/AZREIA to start a quote or download our Rental Property Insurance Checklist (found at the link above) to ensure your portfolio is truly protected.