Investor Market Update For AZREIA Members

By Andrew Augustyniak | Neighborhood Loans

Market Update & Investor Opportunities

As we move toward the end of the year, I wanted to take a moment to update everyone on what we’re seeing in the market and, more importantly, how we’ve been helping investors continue to grow their portfolios despite ongoing uncertainty.

Expanding Opportunities Beyond Our Backyard

One of the biggest themes we’ve seen recently is investors looking out of state for stronger cash flow, better short-term rental performance, and more favorable purchase prices. To support this shift, we’ve helped a large number of investors successfully purchase properties outside of their home markets, many of them in investor-friendly areas with strong short-term and long-term rental demand.

Navigating an out-of-state purchase requires the right education, strategy, and execution. Investors who succeed in unfamiliar markets are the ones who take the time to understand local dynamics, build the right team, and approach expansion with clarity rather than speed. For many, having structured guidance and trusted connections has been a key factor in scaling confidently without going in alone.

If buying out of state has been on your radar, getting educated and connected before taking action can make all the difference.

Interest Rates: Some Relief at Last

While rates are still higher than what we all got used to a few years ago, we have started to see interest rates come down modestly over the past several weeks. This has already improved deal viability for many investors, especially those focused on cash-flowing rentals rather than appreciation alone.

Even small rate improvements can make a meaningful difference in monthly payments, DSCR ratios, and overall return on investment — and we’re watching the market closely to help investors time their moves strategically.

Simplifying Financing with Our Short-Term Rental DSCR Loan

To make things even easier, we continue to offer a streamlined short-term rental DSCR loan designed specifically for investors. This program focuses on the property’s income, not your personal W-2s or tax returns, making it an excellent option for both seasoned investors and those scaling quickly.

Key benefits include:

• No personal income qualification

• Designed for short-term and vacation rentals

• Faster, simpler underwriting

• Ideal for out-of-state and portfolio investors

Between improving rates, strong investor markets, and flexible financing options, there are real opportunities available right now for those prepared to act.