Debt Relief

Mortgage Delinquencies Continue to Fall

2019-03-05T23:43:59-07:00January 15th, 2019|AZREIA, Debt Relief, Did You Know..., Foreclosure, Market Changes|

The CoreLogic Loan Performance Insights Report analyzes mortgage performance for all home loans. Based on this report, the serious delinquency rate for September 2018 was 1.5 percent, representing a 0.4 percentage point decline compared with September 2017.[1] Declining unemployment rates and rising home prices have helped to reduce this delinquency rate. This blog explores trends [...]

Important Topics and Tips in Lending

2019-03-05T23:43:59-07:00January 10th, 2019|AZREIA, Creative, Debt Relief, Did You Know..., Investing, Lender and Bank Practices|

Like always, we are seeing constant changes in our world of real estate. Whether it be lending, buying, renting, investing, flipping etc., there will always be something changing (sometimes for the better, and sometimes for worse). I wanted to touch on different topics this month that may apply to any given person. Here are three [...]

Why are the Credit Bureaus Moving Backwards?

2019-03-05T23:43:59-07:00December 27th, 2018|AZREIA, Credit Reports, Debt Relief, Did You Know..., Investing, Judgements, Landlord, Landlord Tenant Law, Market Changes, Small Business, Strategy|

As an investor I like to buy houses for the investment, but the truth is, my real love is technology. I’m amazed at how far the technology has come in cars for example from a horse and buggy to the fully electric Tesla; a lot about cars has changed. For those who grew up in [...]

Congress Passes Extension of Short Sale Tax-Break in Year-End Budget

2019-03-05T23:44:13-07:00January 19th, 2016|Debt Relief, Foreclosure, Legislative Update, Mortgage Forgiveness|

Just before Christmas, Congress passed and the President signed a year-end omnibus budget bill thatincluded over $1 trillion and new spending as well as over $600 billion in tax cuts. Included in those tax cuts was an extension of a tax-break for homeowners relieving them of paying income tax on thedifference between what they owe [...]

Mortgage News Today!

2014-03-18T14:31:15-07:00March 18th, 2014|1031 Exchange, Business Planning, Credit Reports, Debt Relief, Financing, Investing, Lender and Bank Practices, Market Changes, Refinancing, Uncategorized|

Mortgage News Today! Andrew Augustyniak, Peoples Mortgage Co. There were a few changes made in relation to QM (Qualified Mortgage) that were implemented in the beginning of January that may affect borrowers. What is Qualified Mortgage? Basically it is a new set of regulations to protect the borrower and make sure that they can afford [...]